Money Saving tips for the New Year

I have yet to meet anyone that loves January. The January dip after the festivities of Christmas and New Year can be quite brutal and to make things worse we are expected to start a vile list of New Year’s resolutions. I hate New Year’s resolutions. January is bad enough without having to survive on crackers and water. This year however my Mum made a list of New Year’s resolution list I really liked the idea of. Basically it was a list of places she wants to travel to, plays she wants to see, friends she wants to catch up with, restaurants that she would like to eat in and generally lovely things that she’s wanted to do for ages that she hasn’t got round to doing.

I thought that this was a fantastic idea. However, not having the advantage of being financially sound I figured that I would make a similar list but in order for me to afford these wonderful things - which include buying numerous things I will never ever be able to afford unless I win the euro millions, hey a girl can dream - I will need to put in some money saving efforts.

So if one of your resolutions is to save a few pennies to make 2014 particularly fantastic here a few tips. Keep track of your spending, most people myself included have very little idea how much they actually spend. By keeping track of what you spend drinks, snacks, newspapers, bus fares absolutely everything will let you see where your money is going and how you can save. Those little things will eventually add up. Shop around before you buy, make sure that you are getting the best deal on things like your energy supplier, internet supplier and insurance. Sign up to voucher code sites as these really will save you loads. It has been a very long time since I have paid full price for a pizza. Save, this may be obvious but don’t just wait to the end of the month and see what is left over, decide how much money you can realistically save each month and set it aside at the start of the month.

Hopefully these tips will pay up and I will be to complete some of my New Year’s resolutions particularly visiting my friend Kellie in New York. If they don’t, surely my Mother will let me chum her along on a few of hers.

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