In a move which will no doubt delight consumers, the Government has revealed plans to stop companies charging excessive credit and debit card surcharges. The new regulations will also force those charging card fees to reveal the cost before consumers have clicked through a multitude of webpages. The new regulations follow a lengthy campaign [...]

Living with a low credit rating can be worrisome and render you ineligible for loans and credit cards without a high interest rate attached. While it’s not the best thing to have a low credit score, it’s not impossible to repair your rating- if you’re willing to work at it. Consider these easy tips for [...]

Since the introduction of credit cards in 1958 people have been banging on about the possibility of a cashless society. A new report has claimed that 2024 will be the year when electronic transactions will take over from cash as the main form of payment in our day-to-day lives. But, just how could this cashless [...]

We’ve had over a decade to get used to the idea of online shopping, and these days it’s almost a necessity for getting the items you want. However, transactions over the computer have also brought with them a whole new list of ways that crooks can get between you and the stuff you want. Here [...]

Google Checkout is a similar proposition to PayPal. You can use it to act as a middle man between your bank and the site you’re shopping at. Whereas many people use this as a handy way to pay without having to fish for their credit or debit cards there is also the handy security benefit [...]

It seems pressure is increasing to overhaul bank charges throughout the UK, and the latest group to brand the charges as ‘unfair’ is actually the Tory party! This call by a major political party came in a white paper on the subject of banking reform, not only criticised bank charges, but also stated they would [...]