Home owners and first time buyers have been warned to check mortgage lenders’ fees before signing up. The deal with the lowest interest rate may not mean it is the cheapest option. Fees have risen by 70% over the past three years, with the average cost now £1,511, up from £878 according to Moneyfacts.co.uk. These [...]

  With only a limited amount of time left remaining in this tax year, Cash ISAs are the talk of the town at the moment – and so they should be. Interest base rates sit at an all-time low which means finding high interest rates on your savings is hard to come by. Hopefully this [...]

The majority of us will at some point have come up short money wise at least once in our life. It may have been an unexpected bill or expense that put you off your budget but how did you handle it? There appears to be a worrying growth in the number of businesses offering payday [...]

Since the financial crash back in 2011, it’s been a very difficult and frustrating time for first-time buyers to get a foot-hold on the property ladder. It requires patience but here is how to do it.

What is going on around the financial world at the moment. I stop blogging for a year and the world’s economy and banking system collapses. Sheesh! Here in the UK the interest rate has today gone done to yet another record low, a mere 0.5%! Though I doubt many of the banks (if any) will [...]

It was inevitable. The UK Bank of England rate has risen yet again, now reaching 5.5%. After years of continuously rising house prices, and the base rate remaining static, this is now the fourth rise since September, with some analysts predicting rates will probably rise yet again in the near future to reach 5.75%. The [...]

Those pesky credit card companies which are offering longer and longer interest free periods in order to attract new customers have started new methods to get back the money they lose due to rate tarts.  Some months ago most of the card companies started introducing a transfer fee of aroung 2% payable on the amount [...]

A “rate tart” is someone who switches from one zero per cent introductory credit card deal to another to avoid paying interest; however they may be set to become something of the past. Recently a number of the major credit card companies, including Egg, Barclays, the Royal Bank of Scotland and MBNA have introduced transfer [...]