Normally I’m very happy to take responsibility for my own actions and assign this standard to the rest of the world. I have been very critical of my twenty-something contemporaries who have squandered their time at university not to mention the sheer speed at which they have burnt through their student loans and commercial credit [...]

There has been so much speculation in the news recently about house prices, mortgages and property. Whilst I agree that it’s important to invest for the future, I still rent and believe there are a few advantages. Of course I want my own house, but I also don’t want to be tied down by property [...]

My colleague recently wrote an article on all the conflicting reports about the UK house market that seemed to be in circulation. Sometimes it’s up, sometimes it’s down and sometimes it’s hardly going anywhere at all. This week in the news, I recall watching a television programme about the shortage of new housing in London [...]

In today’s current climate, how is a first time buyer (FTB) meant to get onto the housing ladder. Recent reports have shown that the average FTB is looking for a mortgage of over £135k and earns £38,533 with couples having a second income of £22,485. Quite frankly I find these figures astonishing! I left college [...]