Millions of young Britons may never be able to afford to buy a house. The deposits needed to get on the first rung of the housing ladder are rising beyond the grasps of millions. Does this matter? Getting onto the housing ladder has long been seen as a financial priority. The costs of deposits, [...]

  It could be that you’ve found a lovely little place by the sea in your favourite holiday town, or that you want to invest in somewhere that will make you some money in rent. Whatever your reasons, getting a second home can be as exciting as it is frustrating. Before you decide to go [...]

  All mortgages are not created equal and getting a great deal with a favourable interest rate can save you a lot of money over the life of the loan. There are many different mortgages to choose from, so how can you be certain that you are getting the best rate available? Here are some [...]

  Ever dreamed of buying a house? Well you’re a crazy fool and you should lower your ambitions. Houses are for people with huge sums of cash in reserve. If you don’t own a house now then you probably never will so just deal with it. What’s that? You want a flat. Well sure you [...]

Since the financial crash back in 2011, it’s been a very difficult and frustrating time for first-time buyers to get a foot-hold on the property ladder. It requires patience but here is how to do it.

Talk about a kick in the teeth - it has been claimed that living alone costs single types £250,000 more over the course of a lifetime than it would someone who is part of a couple. The evidence comes from a study carried out by price comparison website uSwitch, and suggests that singletons carrying the [...]

Huzzah huzzah for artist Roger Griffith. Roger isn’t a poor man. He has a gallery in New York City. He has NZ $190,000 in Westpac Bank who he had been with for 25 years. When Roger came to ask for mortgage for a $385,000 property in Mapua the bank refused. On top of his NZ [...]